Verify that the information on the check is correct. 4. The checks might originally have been drawn with perfect legitimacy only to then be given a forged endorsement by someone who steals or finds the check. Question: I'm curious about the 1? Cashed, deposited, and subsequently withdrew funds, depositing them in a different bank. My dad sent me my rent check but wrote it to me so I endorsed it over to my landlord but I accidentally wrote "pay to the order of" then wrote the wrong name so I had to scribble it out then put the correct name. To make a special endorsement, print the words "Pay to the order of" on the back of the check and insert the name of the company that will be receiving the check. If the person who gave you the check spelled your name wrong or made a mistake, you may want to give it back to them and have them write you another check. An endorsement is a signature or stamp that goes on the back of the check. If you forget, the teller may hand the check back and request a signature. (See Uniform Commercial Code §4-205.) Identity theft and forgery are serious issues in the banking industry. Every check has an area on the back that reads “Endorse Check Here.” This is where you will sign your name as it appears on the front of the check. Most banks within the United States will not cash a check that has not been endorsed by the payee. At minimum, banks require a single signature in the endorsement blank on the reverse of the check. Typically, when a bank returns an item for "no endorsement," we stamp it with a Credit to the Account of the Within Named Payee, Absence of Endorsement Guaranteed and send it back through. Section 3-206: If the back of the check says it is For deposit only, then has the signature of the payee, that is a restrictive indorsement and it should be observed, but … Underneath the company name, endorse the check in the same way you would make a blank endorsement. Both my wife and I endorsed the check, but there was NO endorsement from the mortgage bank on the check. Forged endorsements on checks involve different procedures than more blatant cases of forgery, such as cases in which the drawer’s signature has been forged. Will my landlord be able to deposit it even though I had to scratch something out? inch endorsement area on the back of a check - you know - where it says "Do Not Write, Stamp, Or Sign Below This Line." Check was in excess of $175K and nearly a year has passed. The Endorsement Area On A Check. It is important that you sign the back of the check in the designated area before turning the check over to the bank teller. Before you endorse the check, make sure it's one that your bank will accept, and that all the information on the front is correct. As a rule, we are only reviewing large items drawn on us for endorsement. 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